Q.Okay, why do I keep talking about life insurance in a stroke support community?

A. Because we felt/feel the pain of a lost income. We know what it's like not having enough money at the end of the month. By sharing the news of the New Life Insurance with your friends or family members, you just might save them from the financial tribulations that we are experiencing.

Q. How does life insurance help someone sick or disabled?

A. Most life insurance only pays when the policy holder dies.
The New Life Insurance is creating a revolution in the life insurance industry. If someone has one of The New Life Insurance policies and they experience a critical illness or a severe accident, they have the option to receive an "accelerated benefit"  while they are alive.

Q.Isn't it too late for stroke survivors to buy insurance?

A. There are plenty of life insurance products  I offer that are available for stroke survivors. This particular product probably wouldn't be underwritten for most of us though, unfortunately.

Q. What are the conditions that would trigger an "accelerated benefit"?

A. Heart Attack, Stroke, Blindness, Paralysis, Major Organ Transplant, Invasive Cancer, End Stage Renal Failure, ALS- Lou Gehrig's disease, Accidents where you were unable to perform two of the activities of daily living, other conditions will be considered case by case.

Q. How much of a reduced benefit would the policy holder receive if they applied?

The actual benefit payable for any given occurrence of a covered illness or condition will not be known until the time of claim.The amount will , in significant part, be dependent upon any change in mortality of the injured person in question between the time the policy was written and the time when the claim is filed.
Claims can not exceed 90% and the policy can not exceed one and a half million dollars.

Q. What company offers this benefit and how are they rated?

A.the company is AMERICAN GENERAL LIFE INSURANCE COMPANY. They have an A+ rating with Standard and Poors.

Q. Won't this be cutting into the companies profits?

A. Yes. Therir underwriting criteria will be more strict than the traditional old "fashioned insurance". Plus the agents working for them will make less in commission.

Q. Will other companies be offering this benefit?

A. This concept was first introduced in the UK in 1995 and is widely popular. Some of the biggest insurance companies in the US have been fighting this for years but soon they will have to join this new revolution or else who will buy their "old fashioned insurance"?

Q. You mentioned making a few bucks. How?

A. If you refer someone to me or my website and they buy ANY insurance product from me or my associates in the various states, I will send a 25.00 cash gift card for each person you refer. Refer 10 friends and make 250.00
You can also consider getting your insurance license in your state and come to work with me.

Q. How much money can be made?

A. Even though you will make less commission than selling the "old fashion insurance", you should make more because until the competition shows up this is a "no brainer sale."
Every person who presently owns an insurance policy and is reasonably healthy should simply switch over to the New Life Insurance with the living benefits.  For the same price that they are currently paying, why wouldn't they switch?

In the end making money is fine but more importantly you are doing the right thing for people. It's simply the right thing to do.

I have faith that you care for others as much as I do.

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